Maple Pay for restaurants · Vancouver

Bring customers back.
We pay for the rewards.

Customers tap, win a free item from your menu, and come back tomorrow to claim it. We pay for the reward. You pay less than credit card fees.

I'm interestedEmail us a question
Registered with FINTRAC and the Bank of CanadaVancouver, BCNo contract, no setup fee
Real items, not points
We pay for it
More return traffic
9:41
Maple Pay
$14.60
Paid at Maple Corner Cafe
You won
Free milk tea
From Maple Corner Cafe
Unlocks in
23:41:07
Redeem with a purchase from tomorrow
Redeem
$0
reward cost to you. We pay for every reward
70%
of quick-service sales come from repeat customers.3 Every reward is a return visit
~30%
lower than typical credit card fees. No other fees
Why now

Fewer walk-ins this year. Here is how you get them back.

Chains keep customers coming back with rewards programs. Maple Pay gives you one, and pays for the rewards.

The problem
54%
of Canadian restaurants saw fewer visits this year1
The fix
4x
more return visits when customers have a reward waiting for them2
1 Restaurants Canada, Q1 2026 Quarterly Report. 2 Toast, The Regulars Report 2026. 3 National Restaurant Association.
Who pays for rewards today

Your card fees pay for someone else's rewards program.

Every card tap costs you 2% to 3%. That money becomes points spent at banks, airlines, and chains. Maple Pay turns it around.

With credit cards

You fund rewards you never see

1A customer pays with a credit card at your counter
↓
2You lose 2% to 3% of the sale in fees
↓
3That fee funds their airline points. Their next free flight is on you.
Built for independents
With Maple Pay

Your fee is lower, and the rewards are yours

1A customer taps to pay with Maple Pay at your counter
↓
2You pay 1.4% + $0.1, less than a credit card
↓
3They win an item from your menu, on us, and come back tomorrow for it
Customer journey

How it works for your customers

A tap on the tag pays. The reward brings them back.

1
Download and link a bank
Once. Payments come straight from their bank, no card.
2
Tap the tag to pay
Phone on the tag at your counter. The amount is ready to confirm.
3
Win something from your menu
An item you chose. Paid for by Maple Pay.
4
Locked for 24 hours
It cannot be used on the same visit.
5
Come back to redeem
Redeemed with another purchase. Every reward is a return visit.
Setup

Works with what you already have

Keep your POS, terminal, and bank. Maple Pay runs alongside them.

No new hardware

A tag on your counter. Payment runs on the customer's phone.

No extra fees

One rate per transaction. No setup, monthly, or cancellation fees. No contract.

Set up on site

We come to you. Most counters are ready in one visit.

Rewards

You choose the rewards. We pay for them.

You choose

Items from your own menu

Set up to three reward tiers from what you already sell. Every Maple Pay payment at your counter has a chance to win one.

We pay

You choose it, we pay for it

Rewards unlock after 24 hours and are redeemed with the customer's next purchase. Every time a customer uses one, we pay you for it.

Transaction fees

Lower than credit cards. Nothing else on the bill.

1.4% + $0.1 per transaction, versus 2.2% to 2.8% on Visa and Mastercard. About $4,900 a year back for a typical counter.

Based on $50,000 in monthly card volume at a $35 average ticket, compared with a 2.5% card rate.

1.4% + $0.1
per transaction. That's it.
Visa / Mastercard2.2–2.8%
Setup, monthly, hardware$0
Your customers' rewardsOn us
Founding merchants

Now enrolling 20 founding merchants in Vancouver for Q4 2026.

Founding merchants get hands-on setup at their counter, a direct line to the team, and a say in how the program evolves.

Interested? Leave your email. We send you the details and, if you want to see it, come by your counter to show you the tap and the reward. No commitment.

Rewards paid for by Maple Pay
About $4,900 a year back on fees
Keep your POS, terminal, and bank
Prefer to talk first? merchant@maplepayment.ca
No sales calls, no contract. We will email you within one business day.
FAQ

Questions owners ask us

Who pays for the rewards?

Maple Pay. You choose the reward, and we pay you for it every time a customer uses one.

Is there a contract, minimum, or cancellation fee?

No. Stop whenever you like and keep the tags.

Do I need to change my POS or terminal?

No. Keep everything you have. Maple Pay runs alongside it.

How long does it take to start?

One visit. We place the tag, pick the reward items with you, and you are taking Maple Pay the same day.

How and when do I get paid?

Straight to your business bank account, typically in one to three business days, reward payments included.

What happens after I say I'm interested?

We email you the details. If you want to see it, we come by your counter and show you the tap and the reward. No commitment either way.

Do my customers need an app?

Yes, once. The tag on your counter is how they get it, and our own channels send Vancouver customers to partner counters, so you are not starting from zero.

We pay for the rewards.I'm interested